According to the news from the Guangmei Association, on the afternoon of July 29, the establishment and launching ceremony of the Guangzhou Abrasives Professional Committee branch of the Guangzhou ICBC Merchants Club was held in the conference hall on the third floor of the Exhibition Center of Guangfo International Electromechanical Hardware City. The Guangdong Abrasives Professional Committee and the Industrial and Commercial Bank of China Guangdong Branch jointly launched the Financing Method of the Chamber of Commerce to carry out loan financing, which solved the problem for the small and medium-sized mills that are in the financing difficulties. In fact, in 2011, China has been shrouded in a high inflation atmosphere. In order to combat the overheating of the economy, the central bank has raised bank reserve interest rates and loan interest rates several times in a row, which has inhibited the excessive growth of the macro economy to a certain extent, but also At the same time, it brings hidden worries to Chinese manufacturing enterprises and greatly increases the financing costs of enterprises, especially small and medium-sized enterprises. For grinding companies, financing is hard to come by in the context of high production costs and power cuts. The Guangmao Association's introduction of the Chamber of Commerce's joint guarantee financing model is an attempt to effectively alleviate financing difficulties in this context. Guangwei Association’s Changlian Weiji said: The establishment of the Guangzhou Industrial and Commercial Friends Club’s Guangdong Abrasives Professional Committee Division is a win-win event for the grinding companies. He said that under the current background, grinding enterprises are facing "money shortage", and banks are more or less suffering from non-performing loans. The Chamber of Commerce's joint financing model has a strict risk prevention system, except for the strict membership joining procedures. Members need to find a number of members to jointly protect the loan, so that the member companies form a community of interests. Because members are familiar with each other, this is actually equivalent to the addition of multiple loan duty supervisors. Therefore, ICBC and Guangmao Association jointly establish a strategic cooperative relationship, that is, to avoid the risks of banks, and at the same time can effectively solve the problem of financing enterprises, which is a currently feasible financing strategy.
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